Mortgage Process Step #4

Conditional Approval

Underwriting has conditionally approved your loan file!

The “Conditional Approval” milestone is an important step in the purchase loan process because is means that an underwriter has reviewed your complete file and is giving us a list of final documentation to submit prior to closing.

While we handle most of the steps at this stage of the process, we ask that you keep your financial documents handy in case we need them.

That’s about it! Just remember not to make any major changes to your finances, such as large purchases or new lines of credit.

This is great time to start planning for any utilities and services you may need to set up, as well as the physical move itself. So sit back and relax…we’ve got this part covered and we’ll let you know if we need anything!

Learn about the next step in the mortgage process.


Aspire Home Loans,

3801 N Capital of TX Hwy

J-180 | Austin, TX 78746


Aspire Home Loans

Corporate NMLS #1955132

Personal NMLS #103259 (228) 200-1091

1113 Ames Ave. Ocean Springs, MS 39564

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