Renovation Home Loans

Is a renovation loan right for you?


Purchase and fix up your dream home with a rehab home loan. A rehab loan lets you include the cost of home improvements and repairs into a new home loan. Finance your home’s purchase price and any repairs or upgrades to be made in one mortgage.

Benefits of a renovation loan

  • Save Money:

    Combine your rehab loan and your mortgage into a single home loan, which limits your loan closing costs.

  • Buying or refinancing:

    Our rehab loan is available to both buyers and refinancing households.

  • Expanded Options:

    Find the right rehab loan whatever your home improvement project and needs.

Renovation loan eligibility requirements

  • Good credit score

  • Down payment of 3.5% or more

  • Self-occupancy of the property

  • Debt-to-income ratio below 45%

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best rate possible!