Save Money:
With a down payment of 20% or more, you won’t need to pay for mortgage insurance.
Flexible Terms:
Choose what mortgage term works best for you! Options include 30, 20, 15, and 10 year
terms.
Low Down Payment Option:
It’s possible to take out a conventional loan with a down payment of just 3%.
A good credit score of 620 or higher
A down payment which can be as little as 3%
Consistent and documented income
A low debt-to-income ratio